Razorpay vs Recurly: Pricing Comparison 2026
Side-by-side pricing comparison of Razorpay and Recurly. See all plans, features, and costs at a glance.
Bottom line: Razorpay starts at $2499/mo and Recurly starts at Custom pricing. Compare all 8 pricing tiers side by side.
Last updated: March 16, 2026
Razorpay vs Recurly: Quick Pricing Facts
| Feature | Razorpay | Recurly |
|---|---|---|
| Starting Price | $2499/mo | Custom pricing |
| Number of Plans | 3 | 5 |
| Free Tier | Yes | No |
| Pricing Model | usage-based | usage-based |
| Annual Discount | N/A | N/A |
Razorpay and Recurly are both priced at $2499/mo, making them equally accessible Payment & Billing tools. Together they offer 8 pricing plans with 38 features compared, so the best choice comes down to which features match your needs.
Razorpay stands out with a free plan for getting started.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  Razorpay Try it free |  Recurly Try it free |
|---|---|---|
| Tier 1 | Free $0/monthCheapest Includes
| Products & Pricing Custom pricing Includes
|
| Tier 2 | Business Banking+ $2499/monthCheapest $2499 / year Includes
| Resources & Learning Custom pricing Includes
|
| Tier 3 | Enterprise Custom pricing Includes
| Developers Custom pricing Includes
|
| Tier 4 | — | Support Custom pricing Includes
|
| Tier 5 | — | Company & Trust Custom pricing Includes
|
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Which Should You Choose?
Choose Razorpay if:
- •You need a free plan with Accept payments at 2% platform fee, Access to intelligent checkout experience—Razorpay offers no-cost access with no credit card required
- •You prioritize Razorpay's user experience and interface over price (both tools are similarly priced)
- •You prefer Razorpay's usage-based model with its 3-tier structure
Choose Recurly if:
- •You need 5 pricing tiers for flexible team sizing—more options mean less overpaying for features you don't need
- •You want more features built-in—Recurly offers 22 additional features across its plans
- •You prioritize Recurly's user experience and interface over price (both tools are similarly priced)
Razorpay offers a free plan [1], eliminating the cost barrier for evaluation, while Recurly requires paid subscription from the start. This gives Razorpay a significant advantage for teams with budget constraints or extended trial periods. Once you outgrow Razorpay's free tier, upgrading to a paid plan at approximately $2499/mo provides substantial additional functionality. Compare this pricing path against Recurly's tiering starting at Custom pricing to assess total cost of ownership over 12 months. Razorpay's 3 tiers provide flexibility at different budgets, while Recurly's 5 tiers structure may force you into higher-cost plans than necessary for your use case. If evaluation cost matters to your decision, Razorpay is the obvious starting point with zero financial commitment. Use the free tier to validate core functionality before committing to paid plans from either tool.
Frequently Asked Questions: Razorpay vs Recurly
How many pricing plans does Razorpay have vs Recurly?
Does Razorpay or Recurly offer a free plan?
Can I save money by paying annually for Razorpay or Recurly?
Does Razorpay or Recurly offer custom enterprise pricing?
How do Razorpay and Recurly compare for Payment & Billing?
Sources
- Razorpay Official Pricing— Vendor pricing page
- Recurly Official Pricing— Vendor pricing page
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