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Payment & Billing

Razorpay vs Stripe Billing: Pricing Comparison 2026

Side-by-side pricing comparison of Razorpay and Stripe Billing. See all plans, features, and costs at a glance.

Bottom line: Stripe Billing starts at $11/mo, making it $2488/mo cheaper than Razorpay ($2499/mo). Razorpay offers a free plan.

Last updated: July 6, 2026

Data compiled by Arthur Jacquemin
Updated July 6, 2026
Try Razorpay freeTry Stripe Billing freePrice updated 13d agoPrice updated 10d ago
Best Value

Razorpay - Razorpay offers a free plan.

Razorpay vs Stripe Billing: Quick Pricing Facts

FeatureRazorpayStripe Billing
Starting Price$2499/mo$11/mo
Number of Plans34
Free TierYesNo
Pricing Modelusage-basedusage
Annual DiscountN/AN/A

Stripe Billing is the more affordable option, starting at $11/mo compared to Razorpay's $2499/mo. Both are Payment & Billing tools with 7 combined pricing plans and 8 features compared.

Razorpay stands out with a free plan for getting started. Razorpay uses usage-based pricing while Stripe Billing uses usage pricing, which may affect your total cost at scale.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Razorpay
Razorpay
Try free
Stripe Billing
Stripe Billing
Try free
Tier 1
Free
$0/monthCheapest
Includes
  • Accept payments at 2% platform fee
  • Access to intelligent checkout experience
$620
$11/month
Tier 2
Business Banking+
$2499/month
$2499 / year
Includes
  • Payroll management
  • Automated payment and filing of compliances
  • Integrated employee benefits
  • Priority support
$1,500
$14/monthCheapest
Tier 3
Enterprise
Custom pricing
Includes
  • Custom pricing for large volumes of payments
  • Contact sales for details
$2,950
$16/monthCheapest
Tier 4
-
$5,750
$18/monthCheapest

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Razorpay

Payment gateway and business banking for India

View all Razorpay plans

Frequently Asked Questions: Razorpay vs Stripe Billing

Which is cheaper, Razorpay or Stripe Billing?
As of July 2026, Stripe Billing starts at a lower price point. Razorpay starts at $2499/mo while Stripe Billing starts at $11/mo. However, the best value depends on the features you need at each tier.
How many pricing plans does Razorpay have vs Stripe Billing?
Razorpay offers 3 pricing plans, while Stripe Billing offers 4 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Razorpay or Stripe Billing offer a free plan?
Razorpay offers a free plan, while Stripe Billing does not. If budget is a concern, Razorpay lets you get started at no cost.
Can I save money by paying annually for Razorpay or Stripe Billing?
Both Razorpay and Stripe Billing offer annual billing options. Check each plan's yearly pricing for potential savings compared to monthly billing.
Does Razorpay or Stripe Billing offer custom enterprise pricing?
Razorpay offers a custom-priced enterprise tier for larger teams. Stripe Billing lists all its pricing publicly.
What pricing models do Razorpay and Stripe Billing use?
Razorpay uses a usage-based pricing model, while Stripe Billing uses usage pricing. The right model depends on your team size and usage patterns.
How do Razorpay and Stripe Billing compare for Payment & Billing?
Both Razorpay and Stripe Billing are Payment & Billing tools. Razorpay offers 3 plans starting at $2499/mo, while Stripe Billing offers 4 plans starting at $11/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. Razorpay Official Pricing- Vendor pricing page
  2. Stripe Billing Official Pricing- Vendor pricing page

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