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Payment & Billing

Razorpay vs Tipalti: Pricing Comparison 2026

Side-by-side pricing comparison of Razorpay and Tipalti. See all plans, features, and costs at a glance.

Bottom line: Tipalti starts at $99/mo, making it $2400/mo cheaper than Razorpay ($2499/mo). Razorpay offers a free plan.

Last updated: July 2, 2026

Data compiled by Arthur Jacquemin
Updated July 2, 2026
Try Razorpay freeTry Tipalti freePrice updated todayPrice updated today
Best Value

Razorpay - Razorpay offers a free plan, offers 3 tiers vs 2.

Razorpay vs Tipalti: Quick Pricing Facts

FeatureRazorpayTipalti
Starting Price$2499/mo$99/mo
Number of Plans32
Free TierYesNo
Pricing Modelusage-basedflat
Annual DiscountN/AN/A

Tipalti is the more affordable option, starting at $99/mo compared to Razorpay's $2499/mo. Both are Payment & Billing tools with 5 combined pricing plans and 11 features compared.

Razorpay stands out with a free plan for getting started. Razorpay uses usage-based pricing while Tipalti uses flat pricing, which may affect your total cost at scale.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.

Pricing Plans
Razorpay
Razorpay
Try free
Tipalti
Tipalti
Try free
Tier 1
Free
$0/monthCheapest
Includes
  • Accept payments at 2% platform fee
  • Access to intelligent checkout experience
Start with Free
Tipalti Accounts Payable
$99/month
Includes
  • Transaction pricing per invoice and payments
  • Expand to other modules: Procurement, Expenses, Treasury
Start with Tipalti Accounts Payable
Tier 2
Business Banking+
$2499/month
$2499 / year
Includes
  • Payroll management
  • Automated payment and filing of compliances
  • Integrated employee benefits
  • Priority support
Start with Business Banking+
Tipalti Mass Payments
$249/monthCheapest
Includes
  • Transaction pricing for payments
Start with Tipalti Mass Payments
Tier 3
Enterprise
Custom pricing
Includes
  • Custom pricing for large volumes of payments
  • Contact sales for details
Start with Enterprise
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Razorpay

Payment gateway and business banking for India

View all Razorpay plans

Tipalti

Accounts payable automation and global mass payments platform

View all Tipalti plans

Frequently Asked Questions: Razorpay vs Tipalti

Which is cheaper, Razorpay or Tipalti?
As of July 2026, Tipalti starts at a lower price point. Razorpay starts at $2499/mo while Tipalti starts at $99/mo. However, the best value depends on the features you need at each tier.
How many pricing plans does Razorpay have vs Tipalti?
Razorpay offers 3 pricing plans, while Tipalti offers 2 plans. More plans typically means more flexibility to match your exact needs and budget.
Does Razorpay or Tipalti offer a free plan?
Razorpay offers a free plan, while Tipalti does not. If budget is a concern, Razorpay lets you get started at no cost.
Can I save money by paying annually for Razorpay or Tipalti?
Both Razorpay and Tipalti offer annual billing options. Check each plan's yearly pricing for potential savings compared to monthly billing.
Does Razorpay or Tipalti offer custom enterprise pricing?
Razorpay offers a custom-priced enterprise tier for larger teams. Tipalti lists all its pricing publicly.
What pricing models do Razorpay and Tipalti use?
Razorpay uses a usage-based pricing model, while Tipalti uses flat pricing. The right model depends on your team size and usage patterns.
How do Razorpay and Tipalti compare for Payment & Billing?
Both Razorpay and Tipalti are Payment & Billing tools. Razorpay offers 3 plans starting at $2499/mo, while Tipalti offers 2 plans starting at $99/mo. Review the feature breakdowns above to see which better fits your Payment & Billing needs.
AI Recommendations

Sources

  1. Razorpay Official Pricing- Vendor pricing page
  2. Tipalti Official Pricing- Vendor pricing page

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