Stripe vs Wise Business: Pricing Comparison 2026
Side-by-side pricing comparison of Stripe and Wise Business. See all plans, features, and costs at a glance.
Bottom line: Wise Business starts at $0.33/mo, making it $13/mo cheaper than Stripe ($13/mo). Stripe offers a free plan.
Last updated: March 16, 2026
Stripe vs Wise Business: Quick Pricing Facts
| Feature | Stripe | Wise Business |
|---|---|---|
| Starting Price | $13/mo | $0.33/mo |
| Number of Plans | 9 | 5 |
| Free Tier | Yes | Yes |
| Pricing Model | usage-based | usage-based |
| Annual Discount | N/A | N/A |
Wise Business is the more affordable option, starting at $0.33/mo compared to Stripe's $13/mo. Both are Payment & Billing tools with 14 combined pricing plans and 43 features compared.
Both tools offer free plans, making them accessible for teams on a budget.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  Stripe Try it free |  Wise Business Try it free |
|---|---|---|
| Tier 1 | Register for a Wise account $0/monthCheapest Includes
| |
| Tier 2 | Standard Pricing Custom pricing Includes
| Sending money $0/monthCheapest Includes
|
| Tier 3 | Managed Payments Custom pricing Includes
| Withdrawing 200 GBP per month per account $0/monthCheapest Includes
|
| Tier 4 | Billing $500/month $42 / year Includes
| Holding money in your account $0/monthCheapest Includes
|
| Tier 5 | Tax Complete $80/month $7 / year Includes
| Getting account details to receive in 24 currencies $0/monthCheapest Includes
|
| Tier 6 | Stripe Sigma $13/monthCheapest $1 / year Includes
| — |
| Tier 7 | Data Pipeline $57/monthCheapest $5 / year Includes
| — |
| Tier 8 | Revenue Recognition $20/monthCheapest $2 / year Includes
| — |
| Tier 9 | Custom Pricing Custom pricing Includes
| — |
Swipe to compare plans →
Stripe
Stripe offers a free plan, offers 9 tiers vs 5.
Based on pricing data only. Review the full comparison below for your specific needs.
Best value: Stripe
Try Stripe freeWhich Should You Choose?
Choose Stripe if:
- •You prefer Stripe's free tier features—No installation fees, No monthly fees
- •You need 9 pricing tiers for flexible team sizing—more options mean less overpaying for features you don't need
- •You want more features built-in—Stripe offers 9 additional features across its plans
- •Your team needs custom enterprise pricing—Stripe offers negotiated terms for large deployments
Choose Wise Business if:
- •You want lower per-user costs—Wise Business starts at $0.33/mo, saving $12.67/mo compared to Stripe at $13/mo
- •You prefer Wise Business's free tier features—Register for a Wise account Free
- •Wise Business's usage-based pricing lets you match exact team size without tier gaps
Both Stripe and Wise Business offer free plans [1], eliminating cost barriers for evaluation. This means you can test both tools thoroughly with your actual workflows before any financial commitment. The free tiers differ in scope: Stripe includes 3 features, while Wise Business includes 1 features. Evaluate which free tier matches your evaluation needs before deciding to upgrade. Your best approach is to activate both free trials and evaluate which tool's workflow, integrations, and user experience align better with your team's needs before committing to paid plans.
Frequently Asked Questions: Stripe vs Wise Business
Which is cheaper, Stripe or Wise Business?
How many pricing plans does Stripe have vs Wise Business?
Does Stripe or Wise Business offer a free plan?
Can I save money by paying annually for Stripe or Wise Business?
Does Stripe or Wise Business offer custom enterprise pricing?
How do Stripe and Wise Business compare for Payment & Billing?
Sources
- Stripe Official Pricing— Vendor pricing page
- Wise Business Official Pricing— Vendor pricing page
Track Price Changes
Get notified when pricing changes for these tools.