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Accounting

QuickBooks vs Wave: Pricing Comparison 2026

Side-by-side pricing comparison of QuickBooks and Wave. See all plans, features, and costs at a glance.

Bottom line: Wave starts at $16/mo, making it $19/mo cheaper than QuickBooks ($35/mo). Wave offers a free plan.

Last updated: July 2, 2026

Data compiled by Arthur Jacquemin
Updated July 2, 2026
Try QuickBooks freeTry Wave freeUpdated this monthUpdated this month
Best Value

Wave - Wave offers a free plan, provides up to 11% annual savings, starts at $19/mo lower ($16/mo vs $35/mo).

QuickBooks vs Wave: Quick Pricing Facts

FeatureQuickBooksWave
Starting Price$35/mo$16/mo
Number of Plans42
Free TierNoYes
Pricing Modelper-seatfreemium
Annual DiscountN/AUp to 11%

Wave is the more affordable option, starting at $16/mo compared to QuickBooks' $35/mo. Both are Accounting tools with 6 combined pricing plans and 27 features compared. At comparable tiers, the monthly price difference is $49.

Wave stands out with a free plan for getting started. QuickBooks uses per-seat pricing while Wave uses freemium pricing, which may affect your total cost at scale.

Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Accounting needs.

Pricing Plans
QuickBooks
QuickBooks
Try free
Tier 1
Simple Start
$35/month
$420 / year
Includes
  • 1 user
  • Income & expenses
  • Invoicing
  • Basic reports
  • Mileage tracking
Starter
$0/monthCheapest
Includes
  • Unlimited invoicing
  • Unlimited estimates
  • Basic accounting
  • Income & expense tracking
Tier 2
EssentialsPopular
$65/month
$780 / year
Includes
  • 3 users
  • Bill management
  • Time tracking
  • Multi-currency
  • Enhanced reports
ProPopular
$16/monthCheapest
$170 / year(save $22)
Includes
  • Auto-import bank transactions
  • Auto-categorization
  • Receipt scanning
  • Unlimited users
Tier 3
Plus
$99/monthCheapest
$1188 / year
Includes
  • 5 users
  • Inventory tracking
  • Project profitability
  • Class & location tracking
-
Tier 4
Advanced
$235/monthCheapest
$2820 / year
Includes
  • 25 users
  • Batch invoicing
  • Custom user roles
  • Dedicated support
  • Workflow automation
-

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QuickBooks

Cloud accounting software for small businesses covering invoicing, bookkeeping, taxes, and payroll

View all QuickBooks plans

Wave

Free accounting and invoicing software for small businesses, with paid add-ons for payroll and payments

View all Wave plans

Frequently Asked Questions: QuickBooks vs Wave

Which is cheaper, QuickBooks or Wave?
As of July 2026, Wave starts at a lower price point. QuickBooks starts at $35/mo while Wave starts at $16/mo. However, the best value depends on the features you need at each tier.
How many pricing plans does QuickBooks have vs Wave?
QuickBooks offers 4 pricing plans, while Wave offers 2 plans. More plans typically means more flexibility to match your exact needs and budget.
Does QuickBooks or Wave offer a free plan?
Wave offers a free plan, while QuickBooks does not. If budget is a concern, Wave lets you get started at no cost.
Can I save money by paying annually for QuickBooks or Wave?
Wave offers up to 11% off on the Pro plan with annual billing. QuickBooks does not currently advertise annual discounts.
What is the most popular QuickBooks plan?
The Essentials plan is QuickBooks' most popular tier, priced at $65/mo. Key features include 3 users, Bill management, Time tracking.
What is the most popular Wave plan?
The Pro plan is Wave's most popular tier, priced at $16/mo. Key features include Auto-import bank transactions, Auto-categorization, Receipt scanning.
What pricing models do QuickBooks and Wave use?
QuickBooks uses a per-seat pricing model, while Wave uses freemium pricing. The right model depends on your team size and usage patterns.
AI Recommendations

Sources

  1. QuickBooks Official Pricing- Vendor pricing page
  2. Wave Official Pricing- Vendor pricing page

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