Paystack vs Razorpay: Pricing Comparison 2026
Side-by-side pricing comparison of Paystack and Razorpay. See all plans, features, and costs at a glance.
Bottom line: Both Paystack and Razorpay offer free plans. Paystack has 4 pricing tiers while Razorpay has 3.
Last updated: July 2, 2026
Paystack - Paystack offers a free plan, offers 4 tiers vs 3.
Paystack vs Razorpay: Quick Pricing Facts
| Feature | Paystack | Razorpay |
|---|---|---|
| Starting Price | Custom pricing | $2499/mo |
| Number of Plans | 4 | 3 |
| Free Tier | Yes | Yes |
| Pricing Model | usage-based | usage-based |
| Annual Discount | N/A | N/A |
Paystack and Razorpay are both priced at Custom pricing, making them equally accessible Payment & Billing tools. Together they offer 7 pricing plans with 20 features compared, so the best choice comes down to which features match your needs.
Both tools offer free plans, making them accessible for teams on a budget.
Review the detailed tier-by-tier comparison above to see exactly which features are included at each price point and find the best fit for your Payment & Billing needs.
| Pricing Plans |  Paystack Try free |  Razorpay Try free |
|---|---|---|
| Tier 1 | Free $0/monthCheapest Includes
| |
| Tier 2 | Standard $0/monthCheapest Includes
| Business Banking+ $2499/month $2499 / year Includes
|
| Tier 3 | PremiumPopular $0/monthCheapest Includes
| Enterprise Custom pricing Includes
|
| Tier 4 | Enterprise Custom pricing Includes
| - |
← Swipe to compare plans →
Ready to get started? Try either tool free — no credit card required.
Frequently Asked Questions: Paystack vs Razorpay
How many pricing plans does Paystack have vs Razorpay?
Does Paystack or Razorpay offer a free plan?
Can I save money by paying annually for Paystack or Razorpay?
What is the most popular Paystack plan?
Does Paystack or Razorpay offer custom enterprise pricing?
How do Paystack and Razorpay compare for Payment & Billing?
Sources
- Paystack Official Pricing- Vendor pricing page
- Razorpay Official Pricing- Vendor pricing page
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